How to apply for West Central Bank service in Springfield

West Central Bank is a legitimate lending company that offers loans in accordance with Illinois laws and regulations.
You have a choice of applying for West Central Bank services online or in a store at their physical location.
Applying online is fast and easy and lets you avoid all the hassle of credit checks, paperwork, faxing, etc. It will take you a few minutes to complete a simple application form online. Besides, applying won’t affect your credit score.

Just go through 3 steps:


Fill out the application form online


Get instant approval from West Central Bank


Receive the direct loan deposit into your banking account same day you sign the loan agreement

How to qualify for West Central Bank loan?

You need to meet some basic requirements to get approved for West Central Bank loans. They are:

  • Illinois residency
  • Age over 18
  • Proof of income
  • Any type of ID
  • Active checking account
  • Valid phone number and email address

Find West Central Bank locations near you in Springfield:

  • West Central Bank
  • Address: 3600 Wabash Ave

    Phone: (217) 726-9600

    Services: Installment Loans, Personal Loans

    Work Time:

    • Mon - Fri: 8:00 am - 5:30 pm
    • Sat: 8:00 am - 12:00 pm

    West Central Bank continues a 135-year tradition of banking excellence in Cass County that dates from the founding of the Cass County Bank in 1876.In October 2009, the shareholders of State Bank of Ashland and the First State Bank of Beardstown merged the two financial institutions into West Central Bank.West Central Bank operates branches in Ashland, Beardstown, Rushville, and Springfield.With our four branches, West Central Bank proudly continues its tradition as a Community Bank. Officers, board members, and staff are very active in local civic, economic development, fraternal and religious organizations; they are a vital part of the communities that we serve. The Bank sponsors local organizations and initiatives, functioning as an agent for community development. West Central Bank is committed to reinvesting in its communities.

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