Get Illinois Title Loans Completely Online

You can now get your Car Title Loan both online and at the Illinois lender's store. Fill out the form, wait for approval and receive money directly to your bank account!

Application Form for $1,000 - $10,000 Title Loan

  • Get approved in minutes
  • Bad credit OK
  • Keep driving your car

Application won't affect your credit score.

Illinois Car Title Loans with Instant Approval

Get A Title Loan In Illinois fast in a few easy steps


Complete an application form online


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Receive the money same day after approval

Illinois Title Loans – why you may need them

Life can be challenging, which is why we all face urgent difficulties from time to time, such as car repairs, emergency medical treatment, paying bills, shopping for groceries, and more. However, getting money quickly can be difficult. If you have bad or poor credit history, you most likely know that you cannot get a loan from a bank or credit union. Banks do not work with bad credit borrowers, nor do they provide emergency loans for unforeseen needs. However, if you fully own the title of the car in your own name in Illinois, then the way out of the situation is closer than you think.
You can apply and receive an Illinois Title Loan within one business day. Even if you have a bad or poor credit history, you are still eligible for approval.

What Is A Title Loan?

A Title Loan is a secured type of financing that helps even borrowers with any type of credit to apply and obtain financing for their needs. Since your vehicle title is collateral for the loan, you must be the sole owner and transfer the title to the lender while the debt is repaid. You can get it back when the debt with interest is fully paid off.
Title Loans are popular because they have better interest rates and lending terms than, for example, Payday Loans. What’s more, title lenders more often than not ask for a traditional credit check, which makes the loan affordable to almost any borrower.

How Much Can I Get With An Illinois Title Loan?

The first question that interests borrowers in a difficult life situation is how much they can get. In fact, the loan amount varies depending on the value of your car, its condition, year, chosen lender, state of residence and many other factors. Most often, you will receive between 25% and 50% of the value of your car. Thus, the more expensive your vehicle is, the bigger the loan amount.
The average online Title Loan in Illinois ranges from $ 100 to $ 5000. If you need a larger loan, you can find a lender in Illinois who will lend you up to $ 10,000.

How Illinois Title Loans work

Compare the offers and choose the best one

You can apply completely online with no store visit and no inspection. Or you can visit the lender’s store in Illinois. However, an online application is not only the most comfortable, but also the fastest way to obtain funding in a difficult life situation.

Fill out a simple and convenient online application

It will not take more than 10 minutes. After you make sure that all the information is entered correctly, submit the form.

Get instant approval and financing

Title Loan applications in Illinois are approved fast enough so you can get a response the same day you submit the form! You will be able to get paid within one business day and manage your personal expenses.

Other options to get quick financing in Illinois

  • Short-Term Payday Loans for Illinois residents that need instant emergency financing of a small amount.
  • Unsecured long-term Installment Loans up to $5,000 available for both bad and good credit scores.
  • Bad credit Personal Loans up to $35,000 with no collateral required.

Illinois Title Loans: What Should I Know?

First of all, you should know that a Title Loan is a simple secured type of financing that provides borrowers with almost any type of credit the chance to apply and receive financing for their needs. Your title will be collateral for the loan, so you will have to hand it over to the lender until the debt is fully paid off. You will be able to get your title back when you pay off the debt with interest in accordance with the terms of the contract. Since the loan is secured by collateral, almost any borrower can apply and receive financing.
Most often, the Title Loan is short-term and you will have to pay off the debt on the day of your next salary. However, now there are also lenders who provide Installment Title Loans. Explore the options and choose the one that suits you best.

How Can I Get a Title Loan In Illinois?

Now obtaining a Title Loan has become as easy as possible. In Illinois, you can apply both online and at the lender’s store, however the easiest option is to apply online. This way, you don’t have to drive to the lender’s store, go through physical inspections, and fill out a lot of paperwork!
So, first of all, you will need to visit the lender’s website and click on the “apply online” button on the main page of the site. There you will need to provide basic data about yourself and your car. If you choose a fully online application, you will also need to provide good quality recent photographs of your vehicle. Since you will not be going through a physical inspection, the lender needs these photographs so that he can assess the condition of the car and provide you with a loan. If you are approved, the lender will contact you to discuss loan terms and debt repayment.
Once you hand over your vehicle title to the lender and sign a loan agreement, you can get money directly into your bank account! As a rule, the entire process from filling out an application to receiving funding takes about one business day.

Can I Get An Illinois Title Loan With Bad Credit?

Many borrowers in Illinois believe that they cannot get financing with bad credit, but this is not true. Since the Title Loan is secured, lenders have some kind of guarantee that the debt will be paid on time, which is why they often do not ask for a credit check at all. The most important factor affecting approval is income.
Thus, if you meet the eligibility criteria, you can get an Illinois Title Loan even with a bad credit history.

What Are The Eligibility Criteria For An Illinois Title Loan?

In order to obtain a Title Loan in Illinois, you need to review the basic eligibility criteria of the selected lender and make sure you are eligible. Pay attention to the main ones:

  • Be a US citizen or official resident
  • Be at least 18 years of age or older
  • Have a regular monthly source of income
  • Have a government issued ID
  • Provide an active bank account
  • Provide phone and email

Also, you will also need to provide some documents for the car:

  • Current vehicle registration
  • Proof of residency matching the name on the title
  • Vehicle insurance proof
  • Original vehicle title with solo ownership
  • Government issued identification matching the name on the title

Illinois Title Loan Regulations

We are proud to operate in compliance with all Illinois lending laws and regulations.
If you have any questions or concerns, you can address Illinois regulatory agency:

Illinois Department of Financial and Professional Regulation
320 West Washington Street, 3rd Floor
Springfield, IL 62786
Phone: 888-473-4858

Illinois Title Loan FAQ

Is It Risky To Apply For An Illinois Title Loan?

The entire process from filling out an application to receiving funding in Illinois is secure as your data is encrypted and not shared with third parties.
However, you should understand that if you do not pay off the debt on time, you run the risk of facing additional payments and even losing your car.

Can I Get A Fully Online Title Loan?

Yes, you can get fully online funding in Illinois if you meet the basic eligibility criteria and submit recent photographs of your vehicle as required.

What If I Can't Pay My Illinois Title Loan On Time?

Before you apply, you must make sure that you can pay the debt on time, otherwise the lender will be able to take your car in order to consolidate the loan debt.

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