Illinois Payday Loans with Instant Approval
Get A Payday Loan In Illinois fast in a few easy steps
Complete an application form online
Get connected
Receive the money same day after approval
What Is A Payday Loan?
Payday Loan is a type of instant cash advance used for an urgent short-term financing of $100 – $1,000 amounts. It’s available both online and in-store for all credit types. You get the money fast and easy with no hard credit check and no collateral.
Why apply for a Payday Loan?
There are various reasons to get extra cash with Online Payday Loans:
- You’ve been rejected by your bank.
- You face urgent financial difficulties.
- You need to consolidate debt.
- You feel embarrassed to borrow from your relatives and friends.
- You have a very low credit score.
Why choose us?
With our help every borrower will get quick financing to meet their urgent needs:
- 24/7 online application
- Available for any credit
- No credit check
- No collateral
- No hidden fees
What Are Illinois Payday Loan rates and terms?
How Illinois Payday Loans work
Compare the offers and choose the best one
Get your individual loan offer based on your personal needs.
Fill out a simple and convenient online application
It will not take more than 10 minutes. After you make sure that all the data is entered correctly, submit the form.
Get instant approval and financing
Payday Loan applications in Illinois are approved fast enough so you can get a response the same day you submit the form! You will be able to get paid within one business day and manage your personal expenses.
Who Qualifies for Small Payday Loans in Illinois? Check the requirements
Before applying for Illinois payday loans, you are to make sure you meet the eligibility criteria set by the lender. As they are very simple, almost all applicants may qualify for online cash advance.
- Illinois residency
- 18+ years of age
- Proof of a regular monthly source of income
- An active bank account
- Social security number
- Government issued ID
- Contact phone number and email
Other options to get quick financing in Illinois
- Unsecured long-term Installment Loans up to $5,000 available for both bad and good credit scores.
- Bad credit Personal Loans up to $35,000 with no collateral required.
- Guaranteed approval Car Title Loans secured by your vehicle title as collateral.
Illinois Payday Loan Laws and Regulations
We are proud to operate in compliance with all Illinois lending laws and regulations.
Check the table below to find out how Illinois regulates Payday lending:
| Payday Loans | $1,000 (or 25% of the gross monthly income) |
|---|---|
| Interest Rate (APR) | 36% |
| Terms | 13 – 120 days |
| Finance Charges | $1 verification fee that does not exceed $25 for insufficient funds |
| $100 Payday Loan for a 13-day term cost | $1.28 interest + the principal of $100 = $101.28 total |
Illinois Department of Financial and Professional Regulation
320 West Washington Street, 3rd Floor
Springfield, IL 62786
Phone: 888-473-4858
https://www.idfpr.com/
Illinois Payday Loan FAQ
Can I get Online Payday Cash Advance with bad credit?
Poor credit history is not a problem for getting a Payday Loan in Illinois. Direct lenders offer quick financing regardless of your credit with no hard credit check.
Are there No Credit Check Payday Loans in Illinois?
Most Illinois direct lenders don’t do hard inquiry on your credit history. They can do with a soft credit check which doesn’t affect your credit score.
How to get Payday Loan instant approval?
Payday lenders in Illinois offer both online and offline cash advance. If you apply online, you may expect instant approval within a few minutes. And the money is likely to be deposited into your banking account on the same day!