Chicago Payday Loans with Instant Approval

Get A Payday Loan In Chicago fast in a few easy steps

01

Complete an application form online

02

Get connected

03

Receive the money same day after approval

Chicago Payday Loans Suit Any Urgent Needs!

Do you urgently need money now for any urgent expenses as debt consolidation, car repair, medical treatment? In any case, Online Payday Loans seem a good alternative to get instant financing in Chicago.
Short-term Payday Loan is a fast and easy $100 – $1,000 cash advance that is repaid with the next paycheck within a month. Borrowers can get approved with no credit check and even a very low credit score won’t prevent you from financing.

Chicago Payday Loan amounts, terms and interest rates

The main thing to know is that Payday Loans are absolutely legal in Illinois, and consequently in Chicago. The amount of small payday loans in Chicago depends on Illinois laws and may vary by the lender. Repayment terms are also different. Besides, your credit score rating can affect the loan amount available.

Check the table below to find out how Illinois regulates Payday lending:

Amount$1,000 (or 25% of the gross monthly income)
Interest Rate (APR)36%
Terms13 – 120 days
Finance Charges$1 verification fee that does not exceed $25 for insufficient funds
$100 Payday Loan for a 13-day term cost$1.28 interest + the principal of $100 = $101.28 total

Chicago Payday Loan Same Day

The turnaround time of a Payday Loan in Chicago depends on how you apply – online or offline, and what time you get approved. Online application allows you to get instant approval, while offline application will make you wait in line and do a lot of paperwork.
Thus, online payday loans in Chicago offer you the funds on the same day you have been approved. However, you should keep in mind that the money transfers into your bank account depend on the bank’s working hours. So, do your best to submit the application as early as possible.

How To Get A Payday Loan In Chicago?

Although it’s really fast and easy to get a Payday Loan in Chicago, you’d better know how to apply to get the money with the least hassle.

  • First of all, choose the right legitimate lending company. Compare the offers and choose the most convenient terms and rates.
  • Prequalify online to understand what interest rates and loan terms you can expect.
  • Check if you meet the eligibility criteria of the selected lender.
  • Pay attention to Illinois Payday Loan laws, which will help you understand if a Payday Loan is the right option.
  • If you’ve followed all this advice, you will only need to submit an application and if you meet all the eligibility criteria, you can get approval as quickly as the same business day!

What Are Payday Loan Requirements For Chicago Residents?

Eligibility criteria may vary depending on the lender chosen, but the main ones remain the same:

  • Illinois residency
  • 18+ years of age
  • Proof of a regular monthly source of income
  • An active bank account
  • Social security number
  • Government issued ID
  • Contact phone number and email

Can I Get A Payday Loan With Bad Credit In Chicago?

Many Chicago borrowers who apply for a Payday Loan have a bad credit score and wonder if they have a chance to get approved.
Chicago Payday lenders offer cash advance to most applicants no matter what their score is. The main thing is to prove that you are able to repay the money on time. Proof of income may be enough for it.

Other options to get quick financing in Chicago

  • Chicago unsecured long-term Installment Loans up to $5,000 available for both bad and good credit scores.
  • Up to $35,000 Personal Loans for Bad Credit Chicago residents.
  • Guaranteed approval Car Title Loans in secured by your vehicle title as collateral.

Check Chicago Payday Loan rates and terms.

Get your money NOW!

Online Payday Loans from the best lending companies of Chicago, Illinois:

  • Advance Cashnet

  • Address: 175 W Jackson Blvd Ste 1000, Tel.: (773) 888-7024
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  • Broadway Financial Services

  • Address: 3755 N Halsted St, Tel.: (773) 537-2300
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  • C Biz Benefits & Insurance

  • Address: 1 S Wacker Dr, Tel.: (312) 491-7300
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  • Cash Advance Imea

  • Address: 537 S Dearborn St, Tel.: (312) 278-3829
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  • Cash for Whatever Illinois

  • Address: 6160 N Cicero Ave, Tel.: (888) 272-5105
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  • Cashland

  • Address: 4558 S Cicero Ave, Tel.: (773) 340-4332
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  • Check Into Cash

  • Address: 6816 W North Ave, Tel.: (773) 237-4121
  • Address: 3023 N Pulaski Rd, Tel.: (773) 286-6030
  • Address: 5851 S Kedzie Ave, Tel.: (773) 737-1562
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  • Chicago Payday Loan Online

  • Address: 314 E Randolph St, Tel.: (630) 796-0881
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  • CreditNinja

  • Address: 222 S Riverside Plz Ste 2200, Tel.: (855) 646-5201
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  • Cumulus Funding

  • Address: 325 W Huron St Ste 300, Tel.: (877) 285-0389
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  • First American Cash Advance

  • Address: 7753 S Cicero Ave, Tel.: (773) 767-8900
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  • First Cash Advance

  • Address: 4648 S Cicero Ave, Tel.: (773) 284-5758
  • Address: 4853 N Broadway St, Tel.: (773) 271-3595
  • Address: 1113 W Chicago Ave, Tel.: (312) 850-9999
  • Address: 4705 N Pulaski Rd, Tel.: (773) 279-1880
  • Address: 1916 E 95th St, Tel.: (773) 731-7170
  • Address: 1238 N Ashland Ave, Tel.: (773) 235-5500
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  • Heights Finance Corp

  • Address: 2906 N Central Park Ave, Tel.: (773) 386-0440
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  • Illinois Title Loans

  • Address: 1920 N Milwaukee Ave, Tel.: (773) 394-0559
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  • Illinois Title Loans Inc.

  • Address: 7013 S Stony Island Ave # 17, Tel.: (773) 241-5394
  • Address: 10258 S Halsted St, Tel.: (773) 239-2906
  • Address: 5201 W North Ave, Tel.: (773) 836-0121
  • Address: 3159 W Cermak Rd, Tel.: (224) 232-8975
  • Address: 8700 S Ashland Ave, Tel.: (815) 401-1897
  • Address: 5762 N Milwaukee Ave, Tel.: (331) 253-6700
  • Address: 6555 S Cicero Ave, Tel.: (773) 838-0902
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  • Illinois Title LoansInc

  • Address: 5953 W North Ave, Tel.: (773) 637-5117
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  • Insta Cash Inc

  • Address: 1032 N Ashland Ave, Tel.: (773) 360-8542
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  • LendNation

  • Address: 1113 W Chicago Ave, Tel.: (312) 850-9999
  • Address: 1238 N Ashland Ave, Tel.: (773) 235-5500
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  • National Quik Cash

  • Address: 8202 S Stony Island Ave, Tel.: (773) 978-9900
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  • Payday Available

  • Address: 154 N Wabash Ave, Tel.: (855) 268-5492
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  • Payday Car Home Business Loans

  • Address: 7524 N Paulina St, Tel.: (312) 488-1344
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  • Payday Forest

  • Address: 227 W Monroe St Ste 146, Tel.: (773) 922-6515
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  • Payday Loan

  • Address: 11855 S Ashland Ave, Tel.: (773) 928-5031
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  • Payday Loans

  • Address: 172 W Madison St, Tel.: (312) 782-8419
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  • Payday Loans Chicago

  • Address: 30 E Adams St, Tel.: (312) 252-1822
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  • PLS Financial

  • Address: 300 N Elizabeth St Ste 4e, Tel.: (312) 491-7300
  • Address: 4134 S Archer Ave, Tel.: (773) 523-9092
  • Address: 801 W Randolph St, Tel.: (312) 421-9293
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  • PLS Financial Service Inc

  • Address: 1617 N Cicero Ave, Tel.: (872) 813-8694
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  • PLS Loan Store

  • Address: 9920 S Western Ave, Tel.: (773) 881-3300
  • Address: 2001 W 47th St, Tel.: (773) 247-5261
  • Address: 7001 N Clark St, Tel.: (773) 274-3884
  • Address: 570 W Roosevelt Rd, Tel.: (312) 427-1111
  • Address: 177 W Lake St, Tel.: (312) 357-4000
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  • Speedy Cash

  • Address: 4648 S Cicero Ave, Tel.: (888) 662-8157
  • Address: 1552 W 119th St, Tel.: (888) 526-5565
  • Address: 4800 W Addison St, Tel.: (773) 382-8972
  • Address: 8701 S Cottage Grove Ave, Tel.: (872) 201-1729
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  • Sun Cash

  • Address: 8641 S Cottage Grove Ave, Tel.: (773) 846-7941
  • Address: 5800 W North Ave, Tel.: (773) 538-3063
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  • Uptown Cash

  • Address: 8641 S Cottage Grove Ave, Tel.: (773) 538-3061
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  • Usa Payday Loan

  • Address: 3243 N Harlem Ave, Tel.: (773) 481-9053
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